Can the Employee opt Out?

An eligible jobholder who does not want to join the employer’s Pension Scheme can opt out after automatic enrolment. If an Employee opts out within one month of being automatically enrolled, the employee will be treated as having never joined and any monies taken from the employee will be refunded An opt out normally lasts for three years and the employer is under a duty to automatically enroll that employee into the scheme at a later date, at which point the employee can opt out once again.